Vertical Credit & Debit Spread Screener: Find Defined-Risk Options Setups Without Level 4 Naked Margin

The Everyday Trader’s Dilemma: Why Naked Options & Manual Spread Math Fail

Suppose you spot an overextended stock with elevated Implied Volatility, or you want bullish exposure on NVDA without paying $1,800 for a single-leg call that bleeds Theta every afternoon. Building a clean vertical spread manually means comparing dozens of short and long legs, checking bid-ask widths, subtracting net credit from spread width, and calculating whether your account’s buying power covers the collateral.

OptionMAV automates the entire spread math locally on your device:

• Call Credit Spreads (Bearish-Neutral Income): When 52-week IV Rank is ≥ 50 and no earnings announcement is within 3 days, enabling Vertical Spreads turns every SELLCALL into a short OTM call (~0.20–0.25 Delta) paired with a protective long call above it.
• Put Credit Spreads (Bullish-Neutral Income): Automatically pairs every qualifying SELLPUT with a lower-strike protective put—capping your worst-case drawdown to (Spread Width − Net Credit) × 100.
• Call Debit & Put Debit Spreads (Android Signal Modal Toggle): Inside the OptionMAV Android App signal detail modal, you can flip instantly between Single-Leg and Vertical Spread views (Call Debit, Put Debit, Call Credit, Put Credit) from the exact same directional thesis to slash entry cost and buffer Theta decay.

Real Dollar Example: How OptionMAV Briefs a Vertical Credit Spread

Private Buying-Power Verification—Zero Brokerage API Required

Unlike cloud tools that demand Plaid or OAuth access to your brokerage login, OptionMAV keeps your account figures 100% private. You enter your reserved buying power locally in settings, and every spread card displays a green Funded ✅ or amber BP Needed ⚠️ badge—even inside private push notifications sent via Email, Pushbullet, ntfy, or Telegram.

Frequently Asked Questions